Kathleen Natoli, Licensed Mortgage Loan Officer and Personal Trusted Mortgage Advisor. New Jersey Department of Banking & Insurance. Providing the information and expert advice needed to assist borrowers to obtain the right loan for their situation - not just providing rate quotes. First Time Homebuyer Specialist with expertise assisting individuals divorcing or who have joint interest in a home and their relationship is ending; such as in Divorce. Keynote speaker providing mortgage financing seminars, Credit Improvement and Evaluation programs and Divorce & Your Home. NMLS Individual ID 241155.